noveltune 0036 Hongguang
0036 Hongguang
Because of her long-standing desire to buy a house, Li Yuan urged Zhu Shiting to get up early the next morning and go to the county town to look at houses together.
As for his father, Zhu Youlong, he spent the night on duty at the factory making numerous phone calls to close relatives and friends to keep things in order.
After all, buying a house for their children is a top priority for rural families in a small place like Ruixian.
If you don't have enough budget, ask someone to chip in. If you don't know much about housing prices in the county, ask people who have already bought houses.
Of course, the news of buying a house spread within the family circle because Zhu's parents wanted to establish a reliable persona for Zhu Shiting in advance, so that his relatives could find him a blind date.
The only son in the family is almost 30 years old. He has all his limbs and good features, but he hasn't even managed to find a girlfriend. In the town, he would be laughed at!
Zhu Shiting was naturally unaware of what his parents were secretly doing, and they were hoping he would "successfully find a blind date within half a month, get married within six months, and ideally have a grandson within a year."
Early this morning, I drove my mother to visit several newly opened real estate developments in Ruixian County.
In recent years, housing prices across the country have been falling, with the decline being particularly severe in the Vancouver area.
In the past, housing prices in districts and counties like Ruixian were driven up to 30,000 yuan per square meter by housewives from Wenzhou real estate speculation groups. After several years of price reductions, they have fallen to below 20,000 yuan, which is arguably a 50% drop.
The riverside residential complex called "Jianglan Tianchenyuan" that Zhu Shiting took his mother to see is located in Dongshan Street, next to Ruixian's famous aquatic product city and Feiyunjiang fishing port.
The surrounding area has complete amenities and a good location. When I asked the sales consultant who showed me the property, I learned that the average price of the property is 1.7 yuan per square meter, and there are 6 different types of units listed for sale. The units will be delivered fully furnished in a few months.
After touring the model apartment, Zhu Shiting strolled around the residential complex and, finding the environment quite pleasant, asked, "How many ready-to-move-in apartments are there now?"
"Mr. Zhu, our Tianchenyuan has a total of 510 units, and the units are in high demand. There are still 17 units left that have not yet been registered online."
The sales consultant was a young woman in professional attire. She used a laser pointer to circle several high-rise residential buildings in the complex.
Since the interior is still under construction and renovation, we could only get a general idea of the floor location from downstairs.
"Are properties in high demand?"
Upon hearing this, Zhu Shiting smiled silently.
During the peak of real estate speculation in Ruixian County, there were never any unsold, nearly completed apartments in new riverside communities like this one.
The real estate agents on the street can easily make hundreds of thousands of dollars by buying the properties themselves and then reselling them when the properties are handed over.
It's only because houses have been difficult to sell in the last few years that the price of these ready-built houses has been dropping again and again.
「时廷，我看这个12楼的110平这个户型就不错！3室2厅1厨1卫，还是精装修交付，能省不少装修钱。」
Li Yuan took out her phone and started taking pictures, planning to show them to Zhu's father when she got home that evening.
"Mom, you think it's good too? Then let's buy this set."
Zhu Shiting had spent half the day browsing the properties, driving and walking all morning, and was getting impatient.
After discussing it with the sales consultant who showed me the property, I immediately wanted to sign the contract and make a down payment on a unit.
"Shiting, why don't you have your dad come along next time?" Li Yuan hurriedly advised when she saw her son was being impulsive.
"Mom, Dad needs to rest during the day, so he won't have time. Let's choose this one."
"I have to buy it sooner or later!"
Zhu Shiting comforted his mother for a while, then quickly and decisively had the sales consultant issue the purchase contract.
"Mr. Zhu, I've calculated it for you. After the discount and the 15% deed tax, your down payment will be 28 yuan, and the loan will be 158 million yuan. The monthly payment will be around 7011 yuan, and the term is 30 years. Our development defaults to a China Construction Bank mortgage." The sales consultant explained the amount after completing the contract.
"Okay! No problem, let's order it today."
After reading the contract, Zhu Shiting didn't hesitate and took his mother to the finance department to swipe the down payment.
If it weren't for the need for image packaging, to make oneself appear to "get rich slower" in the eyes of relatives and friends.
Zhu Shiting could easily buy 7 or 8 new apartments in an ordinary neighborhood with cash, so why would he need to go through all this trouble and take out a 30-year mortgage?
……
It was evening.
On the way back to Qianyang Town, Li Yuan, the mother, sat in the passenger seat of the Nissan Sylphy, clutching the stack of house purchase certificates and promotional brochures for Tianchenyuan apartments, clearly admiring them.
Compared to the dark and damp traditional houses in rural towns, these new-style houses are very attractive to ordinary people.
Along the way, she jokingly said, "My good son, you're going to be a mortgage slave now! Paying off a 30-year loan, you'll have it even harder than your dad."
The trip to the city cost her son 28 yuan. Although she didn't use any money from her savings account, Li Yuan still felt that the house purchase was somewhat unreal.
"Mom, I've been doing some business with some friends lately and we're making pretty good money. We're sure we'll earn even more later on."
"It's just a 7,000 yuan mortgage payment a month, right? It'll definitely be fine."
Seeing his hardworking mother smiling all day long, Zhu Shiting felt much happier himself.
When I drove home, I told my father, who had just gotten up, that I had bought the house.
Zhu Youlong looked at the house purchase contract in the bag, his face beaming with smiles: "Great! Our Shiting is going to be a city dweller!"
Although the monthly mortgage payments were high, they saved a considerable amount on renovation costs, and they didn't even have to touch the couple's savings of over 40 yuan.
This gave Zhu Youlong even more confidence in his son's future marriage.
The knot in my parents' hearts was finally untied after we bought this new house.
……
Night falls.
Zhu Shiting, who had a celebratory meal with his parents at home to celebrate buying a house, rode his electric scooter to the Cainiao Post Station in town to pick up a stack of packages.
When he returned to his room and opened the package, he found that the books he had ordered online about the history of the late Ming and early Qing dynasties had arrived.
Zhu Shiting opened one of the books, which mainly discussed the history of the Southern Ming Dynasty, and patiently read it with great interest, which gave him a comprehensive understanding of the Ming Dynasty in 1645.
"In May of the seventeenth year of Chongzhen's reign, Prince Fu, Zhu Yousong, was enthroned as emperor in Nanjing, changing the era name to Hongguang, and is historically known as the Hongguang Emperor."
"The eighteenth year of Chongzhen mentioned by Sun Lu corresponds to the first year of Hongguang of the Southern Ming Dynasty."
"In the late Ming Dynasty, it was still the second month of the lunar calendar in the first year of the Hongguang reign and the second year of the Shunzhi reign of the Qing Dynasty. In other words, in two to three months, the Manchu Tartars would cross the Yangtze River and successfully take over the Nanjing area."
"Then in the intercalary sixth month, with the support of Ming dynasty loyalists Zhang Guowei, Sun Jiaji and others, Prince Lu Zhu Yihai assumed regency in Shaoxing. In the same month, Emperor Longwu Zhu Yujian was enthroned in Fuzhou with the support of Zheng Zhilong and others."
Zhu Shiting looked at the historical records and the accompanying map of power in the book, and circled several important historical figures and major battles.
例如发生在1645年3月到5月扬州之战当中出现的史可法、左良玉，还有清军当中的多铎，还有1645年6月份兵败战死于湖北九宫山的闯王李自成。
One by one, historical figures he had vaguely remembered from his school days began to leap off the page, giving Zhu Shiting a completely new understanding of the overall situation at the end of the Ming Dynasty. He exclaimed with great emotion, "As long as these historical materials are accurate, it feels like playing a real-time strategy game with a full map view!"