Reborn in the Tokyo Bubble Era

Page 442

Horikawa Nobuhiko put away his smile: "There are no outsiders here, let me just say it straight. Fukumoto was arrested by people from the Special Search Department of the Tokyo Metropolitan Police. The Supreme Court will start another trial about Tanaka-san Because of the situation in Kansai, the "Violent Group Countermeasures Act" has been confirmed to be announced in advance at the end of the month, and many people will be arrested."

[The actions of the Ministry of Finance and Neon Bank have not yet started, but others have already started.What should we do next? 】

The faces of several people in the meeting room changed drastically.

A neon shady like Fukumoto is naturally hiding to serve these real bosses.

"Is the cabinet crazy?" Ito Chuxingwei complained, "and don't focus on saving the stock market and real estate market..."

Horikawa Nobuhiko took a deep breath: 【I can only try this first. 】

So he said: "In the past few years, during my tenure as chairman, the consortium has been burdened with such a high risk of debt default. Bad debts may reach trillions of yen, and I can hardly shirk my responsibility! Although I don't know what the cabinet will do next. What kind of strategy is facing the risky debts of the financial system that have been cleared up, but the problem still needs to be solved! So... I have the heart to resign as the chairman and take responsibility!"

Takagi Renpachi looked at him in astonishment, there is no need to pretend now.

Horikawa Nobuhiko stood up and bowed, facing the noisy meeting room.

Chapter 528: You are the one who can confront the gods in the future!

"Horikawa-san! What is this?"

Someone started to panic, instinctively.

The reason why Takagi Renpachi was able to look at him in shock and bewilderment without pretending was also because these words were too unexpected.

What strategy is this?

Itochu Yukio's face was extremely ugly: "Hoikawa-san, no one is accusing you of your fault now, so don't do this! Besides... don't you have important things to do?"

He stared at Nobuhiko Horikawa, feeling that he had made it very clear.

Horikawa Nobuhiko sneered inwardly.

Still thinking about cooperating with other parties and taking over the other two consortiums?

Just rely on your ineffective descendants?

Now that the decision has been made, Horikawa Nobuhiko said firmly: "If you are not sure about the seriousness of the current situation, I can patiently explain it to you. However, I feel powerless! Now, the stock market will not see any improvement. The real estate market is starting to collapse, and I don't see any chance of those bad debts being recovered anytime soon."

"Ji Chuan-san!" Another powerful family of the First Quanye Bank said in a deep voice, "In order to establish the First Quanye Trust Bank, the authority given to you by the board of directors is already large enough! If there is any solution, just propose it. Now is the time for everyone to work together, and we will carefully consider what support you need."

Horikawa Nobuhiko looked at them one by one.

[Internal worries are so great, and the external plan has already been halfway through.At this time, no one is willing to stand up and bear such pressure.These old guys are not people who can bear the pressure, they just sit back and enjoy the benefits.However, now it is not a question of whether they support or not! 】

"Look at my hair." Horikawa Nobuhiko pointed to his hair, "I've already wanted to grow my hair, and I can't find a good way! The Tokyo Metropolitan Police Special Search Department will never arrest Fukumoto for no reason , The actions of the secret investigation team are carried out simultaneously with this matter, and when I think about it deeply, I feel creepy! Everyone..."

He looked coldly at Ito Tadakohei and the others: "I resigned to save you all! I did my best to save Daiichi Kanye Bank!"

Itoh Chu Xinghei was shocked: what did he mean?

If you have something to say, why did you convene such a large-scale meeting in the first place, and let the presidents and presidents of so many core clubs below participate together?

After all, you still have to create pressure, right?

After exchanging glances, Ito Tadayukiei said in a deep voice: "Let's adjourn for a while. The matter is important, let us all calm down first."

Horikawa Nobuhiko nodded: "Adjourn, 10 minutes!"

After speaking, he stood up first.

The door of the meeting room was opened, and the core members of the First Quanye Consortium stood up and walked out together as a matter of course, to hold this small meeting first.

"Takagi-kun, you come too." Horikawa Nobuhiko walked to the door and ordered without looking back.

"...Yes." Gao Mu Renpachi was anxious, so he quickly got up and followed.

Behind him, discussions began in chaos in the conference room.

Walking to another small lounge on this floor, Horikawa Nobuhiko sat on the sofa, still looking preoccupied.

The door was closed, and Ito Tadayukibei spoke first: "What's the situation? It's reasonable to discuss it first before holding such a meeting! Now everyone is panicking, what is your purpose?"

Takagi Renpachi thought more in his mind, what would be more beneficial to the plan?The matter has not progressed to the point where Furong and Sanhe's top management were implicated in Fukumoto, Yamaguchi-gumi, Ogami, and Koike Takaya, let alone Ito Chu Xingbei, so why is there a showdown now? look like?

He lowered his head and said nothing, as if he was just listening obediently, but his heart was hanging in his throat.

Horikawa Nobuhiko's eyes seemed to just pass over Takagi Renpachi, and he leaned back on the sofa and said, "There is one prerequisite for the completion of the swallowing of Furong and Sanhe: our First Quanye Bank itself still has enough Strength, to digest the bad debts and assets of the other party. I signed and confirmed it, and thought it was less than 6500 billion yen. Now it turns out that our own bad debts have reached nearly 1.5 trillion yen!"

He looked indifferently at these major shareholders who are usually proud and arrogant: "Everyone, you yourself, including your relatives and friends, how many people have entrusted you, and how did you pass through various branches and our other financial institutions? Another small loan of nearly 8000 billion yen? Do you want Daiichi Quanye Bank to die?"

"...a mere 1.5 trillion yen...is nothing in our First Quanye Foundation's assets of nearly [-] trillion yuan..." Itochu Kohei was still stubborn, "Why is the situation so serious? How could we want to First Quanye Bank is finished!"

"Not serious?" Horikawa Nobuhiko said happily, "It's only 1.5 trillion yen, dare you say it. This is only now, everyone, do you think that after things continue to develop and the price of real estate drops even lower, the scale of this bad debt Will it expand? The so-called risky debt means that the risk is already very high. It is very likely that in half a year or a year, this scale will reach 2 trillion yen or 3 trillion yen! Then..."

He slapped the coffee table violently, and said angrily: "Once the Ministry of Finance starts to deal with these problems, and the scale of bad debts of First Quanye Bank is exposed, the stock prices of all listed companies of our First Quanye Bank will plummet immediately, and the bank depositors will be massive. Concentrated run on deposits! Do I need to explain this clearly? Is this not so serious?"

Ito Tada Kohei was startled by him, and he argued: "The Ministry of Finance started to deal with these issues, wouldn't it be directed at Furong and Sanwa? That's what you said at the beginning, and the same is true for Abe-san and Miyauchi-san Said!"

"..." Nobuhiko Horikawa looked speechless, "How could the cabinet do such an obvious thing? Of course, it showed an iron fist and announced the rectification of the entire financial system in one breath to show fairness!"

One sentence left him speechless, Horikawa Nobuhiko said coldly: "Of all the six major consortiums, our operating conditions are better, and the scale of bad debts is much smaller than theirs. Panicked savers and stock investors moved to our side. At that time, it was worse than bad, and we were much better than others, that is, excellent! Coupled with the mutual support of all parties, those bad debts can be quickly digested, and one can eliminate the other. Long, the balance of power will quickly become unbalanced! The result?"

Horikawa Nobuhiko said coldly, gently inspiring: "Guess, Mitsubishi, Mitsui, and Sumitomo suddenly discovered that the scale of bad debts of our First Quanye Bank also exceeded one trillion yen. Do you think that: three companies swallow three companies, compared to four It seems more delicious to eat two at home?"

Gao Mu Renba's heart trembled violently, and his whole body was icy cold.

Finished, seen through, found out!

Cold sweat dripped from his forehead, and his expression was no different from the others.

Kohei Itochu hurriedly asked: "What about the First Quanye Trust Bank? Didn't you use this new bank to transfer part of the funds at the beginning, and also absorbed some additional funds to digest the bad debts at that time?"

Horikawa Nobuhiko sneered: "The financial market has not improved. Although the First Quanye Trust Bank has nearly 2 trillion yen in funds, 1.2 trillion yen of it is entrusted by others. Once the consolidation of the financial system begins, we will I can only use the more than 7000 billion yen that is entirely my own to absorb bad debts, so I can tolerate the less than 6500 billion yen of bad debts that I have signed and confirmed."

"The excess bad debts of nearly 8000 billion yen, can you spend money to digest them?" Nobuhiko Horikawa asked bluntly, "No, it should be more than 8000 billion yen. After all, every day that passes, it is very likely to become bad debts loans are increasing in tens of billions of yen."

Ito Chuxingbei and others finally understood the seriousness of the matter.

Once the major rectification of the financial system begins, consortiums that cannot provide effective and credible solutions to the huge scale of bad debts will inevitably experience a sharp drop in stock prices and a run on deposits, triggering a chain reaction.

And they are just shareholders who pay dividends on time, and it is impossible for them to pay attention to the financial details of the daily operation of the consortium.Everyone has borrowed a lot of loans from their own consortium because of relationships or self-interest. Those people have lost money and cannot repay after investing. The bad debts accumulated one by one have broken through the limit of the first Quanye Trust Bank. .

Although they are not as smart and capable as their parents and grandparents, these second and third generations also understand a truth: shopping malls are like battlefields. At the last moment, they seemed to be partners of allies. It couldn't be more normal.

"No! No!" Ito Tadayuki shook his head, "I'll make a call to Miyauchi-san..."

"What?" Horikawa Nobuhiko saw that he was a little flustered, and asked with a sneer, "Can the First Quanye Consortium offer more generous conditions than the other three consortiums together?"

Itochu Kohei stood in front of the phone in the room and stopped, his face cloudy and uncertain.

"But Horikawa-san, at a time like this, what is the solution for you to resign?" Finally, another person said, "Is there any other way? Everyone understands, so don't use such a method of retreating to advance." gone."

Horikawa Nobuhiko smiled slightly: "No, I really don't want to retreat. Since bad debts already exist, we can only adopt unconventional means now. Now, there is only one way to save our first Quanye."

"Let's talk!" Ito Chuxingbei behaved, and after returning to sit down, he said solemnly, "What can I do?"

Horikawa Nobuhiko said lightly: "We all have to make room for one person. Only that person can solve the problem of First Quanye Bank. His existence is the guarantee of credibility. His strength is enough to digest the current situation. The scale of bad debts. His joining will also prevent First Quanye from becoming a new target for the allies to add to the prey list."

"Who?"

Horikawa Nobuhiko glanced at Takagi Renpachi, and said with a smile: "Of course it is the God of Finance who is known as walking in the world, that young Tao Dalang!"

Gao Mu Renba's heart suddenly jumped again, and he was completely confused.

What kind of trick is this?

……

In the headquarters of Neon Bank, in the office of the president, Mie Ye read page after page of the report submitted by Kazuki Hanzawa.

This is the Neon Bank version of the secret investigation team's final report, and Kazuki Hansawa has done it very carefully.

Sane Yefu closed the report heavily, and only after a long time said softly: "Thank you, Ban Ze-kun."

Kazuki Hansawa looked haggard, but his eyes were frighteningly bright, and he said excitedly: "Master President, there is no need to delay! The total scale of bad debts in the financial system is far larger than I originally estimated! Debts that need to be repaid within this year , there are more than 20 trillion yen! Because of the current downturn in the real estate market and the financial market, this number is still expanding every day! Especially, especially..."

He gritted his teeth a bit and said: "Long-term credit banks... Although their short-term risk debts are less than 5000 billion yen now, the scale of bad debts that may become bad debts in three or five years may reach 3 trillion yen and 5 trillion yen." Yen! It’s a disgrace that such a situation can happen under the eyes of the Ministry of Finance!”

"...Is there any more?" Sanchong Yefu asked wearily.

"In addition, the biggest problems are Industrial Bank, Toyo Credit Bank, Fuji Bank, Sanwa Bank, and Daiichi Quanye Bank..." Kazuki Banzawa knew it in his heart, and it was almost like venting, "Toyo Credit only received one Depositors have deposits of 4.26 million yen, and a total of 2865 billion yen of deposit certificates have been issued! These deposit certificates have been magnified into a total of 3200 billion yen in loans. This woman named Ogami is involved in risky debts alone The scale is initially estimated to be nearly 2 trillion yen!"

"……go on."

"Then there are Hibiscus, Sanhe, and First Quanye Bank! The real estate market clearly has restrictions on land financing, but they are probably trying their best to promote the new film and television city plan in Yawata, Kyoto because of the favorable conditions they set at the beginning. The possibility of becoming a bad debt is not considered by them at all! As long as they can get the assets belonging to the original National Railway at the price of the real estate after the fall in the future, and the assets that have been invested in by others after the loan are directly repaid by bankruptcy liquidation If you join their consortium, you will achieve your goal."

Banzawa Kazuki roared: "How could such a condition be set in the first place! This seems to be planned! Just because of the importance of the consortium bank, are we sure we can't let the bank go bankrupt? Losses have occurred on the surface, but the real thing With the increase of high-quality assets, it is not a problem to look ugly on the accounts for several years or even ten years. It will be worth it when the economy recovers! The consortia can bear such an impact, and it is only ordinary people and small and medium-sized organizations who are deceived and put everything into it. !"

"Master President!" Kazuki Banzawa's eyes were about to burst, "On the tram I was going back to Tokyo, the train was suspended for nearly an hour because someone committed suicide ahead! This situation cannot continue! If this continues ...If this goes on..."

As he spoke, his voice gradually weakened, and then tears welled up in his eyes, and he grabbed his hair in pain and powerlessness.

"...Cry out, let's vent..." Sanchong Yefu looked at him and said softly.

Let him talk, just want him to vent.

This guy, probably because he knew the situation was so serious, but he scolded the consortium for their "too big to fail" mentality, but he also knew the drastic consequences of letting the consortium's bank collapse, so he was at a loss and heartbroken, at a loss Bar?

Kazuki Bansawa wiped his eyes fiercely: "No need! Mr. President, in the face of such a situation, the Ministry of Finance must back down! But we can't just sit back and watch this situation worsen."

"What do you think should be done?" Sanchong Yefu had a strong sense of cultivation.

Even if he will be wiped out by the cruel reality in the future, he still needs this pure heart.

Kazuki Banzawa seemed to choose someone to devour: "In any case, the consortium must feel the existence of constraints! I am afraid it is their collusion with the bureaucrats of the Ministry of Finance that made them so unscrupulous. Mr. President, I am worried. Now that I see The financial reports have also been meticulously whitewashed. There is no way to conduct a more detailed audit in a short period of time."

"Therefore, further action is necessary! Let's start with Toyo Credit, Industrial Bank, and Fuji Bank! The end of the gap has a lot to do with Tao Dalang's capital transactions! Someone must pay the price, at least these two people, Plus... at least one consortium!"

……

When Tao Zhiming received the call, he couldn't help sighing, he is indeed the person who really climbed from the bottom to such a position.

Iwasaki Kuranosuke is far behind Horikawa Nobuhiko.

But there is no such thing as no way.

So he replied in surprise: "Hoikawa-san, how did you make such a decision?"

On the phone, Horikawa Nobuhiko said calmly: "President Tao, what do you think?"

"This has changed the overall plan." Tao Zhiming said leisurely, "I'm afraid we need to discuss this matter with other people."

"I have already spoken to Iwasaki-san. In addition, everyone from Mitsui and Sumitomo has expressed such intentions."

Tao Zhiming raised the corner of his mouth: "Then, what about their attitude?"

"Chairman Tao is the key to the plan, of course everyone should respect you."

"It seems... Jue Chuan-san is thinking too much." Tao Zhiming joked.

Nobuhiko Horikawa on the opposite side was silent for a while, and then said: "I believe Chairman Tao can understand. Now, I will wait for Chairman Tao's reply. My suggestion does not damage everyone's original plan, and it is a very Good chance, right?"

Tao Zhiming called him a good guy, and the old thing happened again.

That's what Tao Zhiming said to Nobuhiko Horikawa when he was led to Fukumoto's arrest in Kijima Moto's family.

Immediately retaliate with retaliation, repaying the original words.

It's just that they both know who is weaker.

Horikawa Nobuhiko is making the final struggle, and has to come to a crucial judgment: whether Tao Zhiming wants his life, or just benefits.

This move is very good, Tao Zhiming couldn't help but sigh.

It's just that he had thought of it before.Even in the small circle on that boat, there seemed to be unprecedented and candid chats about a lot of content, but he still had an information cocoon outside Nobuhiko Horikawa.

Everyone else has made it very clear: Tao Zhi wants Horikawa Nobuhiko's life.

And Nobuhiko Horikawa needs to understand this most critical issue first, and can't just turn his face and smash the pot.

"I need to think about it." Tao Zhiming replied, "Also, I have to communicate with other people. Horikawa-san, you pushed me to the fire, don't you need to hold grudges like this?"

Horikawa Nobuhiko was not in the mood to joke with him, and said calmly: "Then please give me an answer as soon as possible, President Tao. Speaking of the fire, I have been burning on the fire for many days now. Regardless of President Tao's No matter what the answer is, I have already decided to resign. The chairman is now replaced by Takagi-san, and I also happen to devote all my energy to the Yawata Research Association."

"Okay, I'll give Horikawa-san an answer as soon as possible."

Tao Zhiming put down the phone, and Ueda Shana, who was hiding under the blanket, asked worriedly, "What happened?"

Just now, it was Satsuki Ohara who knocked on the door halfway, saying that Nobuhiko Horikawa must talk to him, so Ueda Shana closed his eyes and pretended that he was really taking a nap.

The most dangerous person he mentioned called. Hearing him say "don't hold grudges like that" just now, it seems that the situation is not good.

Tao Zhiming rolled over and pressed on him: "It's okay, let's continue!"

"...Hi!" Ueda Shana looked at the door guiltily.