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Toshio Ogata has now developed a habit. When he needs to look at the intersection behind him, he never looks at the rearview mirror in the car, otherwise it would be embarrassing to see what he shouldn't.
Today, another strange woman got into the car suddenly. Although the back was quiet now, he didn't even glance back.
There was something wrong with the rustling sound just now!
Chapter 328, Trillion Threshold
"Master President, we're here." Toshio Ogata stopped the car and shouted in a deep voice without turning his head.
But Tao Zhiming remained silent.
Toshio Ogata could only cough, and Nagumo Chiyo would feel better, and gently shook Tao Zhiming's arm: "President Tao...President Tao?"
Tao Zhiming finally opened his eyes in a daze, and he saw a white and deep valley, and there was a charming fragrance in his nose.
"...Are you here?" After sorting out the scene a little bit, I realized that I was asleep, so I said softly, "I'm sorry, Chiyo-chan."
Nagumo Chiyo's shoulders are a little sore, but such a handsome young man is very polite, which is really different from many Kansai men.
Is it the style over there in Tokyo?Sure enough, there are many gentlemen.
After getting out of the car, Tao Zhiming was the first to see a very bright night scene: "Is this the night view of the Osaka Port area?"
Seeing him move his arms and look towards the bay, Nagumo Chiyo smiled slightly.
"The wind on this mountain is a bit strong, let's go in quickly." Tao Zhiming took a look and turned around.
There are indeed more lights, but this night scene is still far worse than the lighting scene of the super-large city of Xia Kingdom later.After all, there is a gap in technology generation, and many things such as lasers and LED light curtains have not come out.High-rise skyscrapers are not too dense.
This so-called night scene worth tens of millions of yen can shock people of this era, but Tao Zhiming lost interest after just looking at it twice.
But Takagi Renpachi chose the Rokko Mountain in Kobe as the place to invite him to dinner. What is his intention?
After spending so much time on the road, can’t we just stay in the downtown area of Osaka?
Entering an antique courtyard built on the mountainside, it is still a common tone.A beauty in a kimono bowed to welcome him, then led him down a wooden corridor hung with lanterns.
After walking a few steps, Aotomi Yongomi and Takaki Renpachi appeared in the wooden corridor.
"Tao Jun, you have come from a long way, thank you for your hard work!" Takagi Renpachi pointed his finger into the room carelessly, "Are you hungry?"
"I just fell asleep in the car for a while." Tao Zhiming had a smile in his eyes, "Gao Musang's arrangement is very good, I know that I will have a hard time at Qingtian Sang in the afternoon."
"Hahahaha." Gao Murenba laughed loudly, and then said to Qingtian Yongchen, "Listen, Mr. Tao has worked so hard for your affairs, you should show something!"
Qingtian Yongchen smiled and said nothing, didn't I let Nagumo Chiyo accompany me all the way to relieve my loneliness?
Takagi Renpachi made careful arrangements, and Toshio Ogata went to eat and drink in another private room not far away: "I will stay here tonight, relax and rest, Mr. Tao is a distinguished guest, and there will be no danger here."
They also knew what the responsibility of this driver and bodyguard was, but Toshio Ogata dared not listen.
To be honest, he felt that it was not right for the chairman to fall asleep in the car just now.Although this woman was dressed... as if she couldn't hide a murder weapon, how could she let her guard down so much?
Seeing Tao Zhiming nodded, he didn't speak.
When he arrived at the small private room next to him, he was a little surprised to see a young and beautiful girl in kimono sitting in it to accompany him.
Just let her help with the vegetables, but you can't drink the wine.
Tao Zhiming over there also entered a larger room, and outside the wooden sliding door was the night scene of tens of millions of yen in Osaka Bay.
Takagi Renpachi glanced at Nagumo Chiyo, and sighed softly: "It's difficult. Lizi, then you and Qingtian Jun's subordinates will persuade Tao Jun to taste some of our good bars in Kansai."
Tao Zhiming followed the sound and saw that this was a girl with straight black hair and a very quiet and calm demeanor.Needless to say about his appearance, he didn't know what kind of medicine was sold in Takagi Renba's gourd for a while.
But he came from Tokyo, and with his wealth and status, Takagi Renpachi and the others brought girls to accompany him, and it was understandable to enliven the atmosphere of the dinner table even further.
"Who is this?" Tao Zhiming asked first.
"It's our first meeting, Chairman Tao." The girl bent over, "My name is Riko Fukaya, and I'm the chief member of the financing department of the First Quanye Bank. Please give me your advice in the future."
Tao Zhiming nodded, understood, and then looked at Gao Murenpachi with a smile: "Gao Mu-san, I have no business in Kansai for the time being."
"Didn't you already invest in Sharp and that KEYENCE?" Takaki Hitoha smiled, "It is said that the best life of Neon people is to be born in Tokyo, make money in Osaka, and retire in Kobe. Tao Jun, look, two They are all in Kansai!"
Tao Zhiming knew what they were always talking about, so he pointed to the night view outside and said, "It is indeed a night view worth tens of millions. Even in Tokyo, there is no suitable place to see such a bustling scene."
"Of course. So, the money is made in Osaka! But don't worry, Tao Jun, let's taste the world-famous Kobe beef first."
The three of them sat down, Fukaya Riko and Nagumo Chiyo were next to Tao Zhiming.
On the opposite side, Takagi Hitomi and Aota Egatomi were also absent, each with a kimono girl from the shop here.
Nayun Chiyo felt that he might be too restrained, so he wanted to help Tao Zhiming pour the wine first.
"Chairman Tao, Kobe is the No. [-] wine town in neon. Do you want to try Chrysanthemum Masamune first, or Baihe?" Her voice is a major feature, soft and waxy, extremely attractive.
Gao Muren babbled: "Hey, what this lady said is very meaningful. Tao Jun, it's really a difficult choice!"
Tao Zhiming laughed, and replied without thinking: "Of course we all have to taste it, let's pour a glass for each."
Takagi Renpachi and Qingtian Yongomi immediately squinted their eyes and laughed, this kid is a wonderful person.
Fukaya Riko and Nagumo Chiyo each picked up a jug and poured two glasses of wine in front of him.
"Gao Mu-san, Qingtian-san, how about we drink two cups first?"
"Very good! That's it! Tao Jun, your arrogance is very suitable for our Kansai man's character!"
After Tao Zhiming finished drinking two cups, he took off his suit and tie, unbuttoned a collar button and said, "Drinking two kinds of wine together, I don't know if you will get drunk quickly. Gao Musang, while eating, let's Let's chat while I get drunk, I'm afraid I won't be able to think clearly."
"Tao Jun is straightforward, so I'll be blunt." After a pause, Gao Muren pointed to the distance and said, "Tao Jun, can you see the place on the other side of the harbor where the lights on the sea are slightly dimmed?"
Tao Zhiming looked at it from a distance, and then realized something: "Kobe artificial island?"
"Exactly!" Gao Muren praised, "As expected of Mr. Tao, he has already done research on Kansai."
Tao Zhiming smiled and said, "I heard that you want to start the second phase of the project this year?"
Takagi Hitoshi said: "That's true, so I asked Tao Jun to go a long way and come to Kobe specifically. Tomorrow morning, we can go there together to have a look. The project of Tokyo's Mogami Gokurakucho, after everyone in Kansai has gone to see it I have an idea: build Kobe artificial island into a new pearl in Osaka Bay! At that time, although the view of Osaka Bay from there is not as vast as the one on Mount Rokko, it will also be a very romantic landscape.”
Tao Zhiming nodded: "Then, let's go and have a look tomorrow morning."
He knew that this should not be the main dish. After all, as mentioned earlier, Sanyou Investment Bank and Mogami Mirai will only hold a small part of the project in Kansai, and they will take the main funds.
So Tao Zhiming asked: "The scale of the artificial island is not small, and the funds required are so huge. Gao Musang, will the First Quanye Bank be the main bank for this project?"
Takagi Renpachi raised his wine glass with both hands, and Su Rong said: "The Kansai Sea Pearl project on Kobe's artificial island will be supported by our Daiichi Kanye Bank as the main bank, ITOCHU will lead the development, and Shimizu Corporation will be responsible for the construction. The total construction funds required will reach 3000 billion yen. To this end, we, as the largest commercial bank of Neon, are preparing to issue a bond of 5000 billion yen to support this project.”
Tao Zhiming nodded.Although the First Quanye Bank consortium was established the latest, the bank formed by the merger of the original First Bank and Quanye Bank has been the largest bank in Nihong and the third largest bank in the world since the merger.If the assets of its subsidiary banks are added, First Quanye Bank can actually surpass Citigroup and Bank of America, and it can be called the number one in the world at this time.
The bond of 5000 billion yen, to put it bluntly, is more than 30 billion yuan, which is actually not a lot.
When it comes to these things, the meaning is obvious.Tao Zhiming smiled and asked, "Gao Musang, do you wish me to subscribe for some bonds?"
Gao Muren laughed: "Tao Jun is frank, so I will be blunt. Yes, these bonds are three-year, with a coupon rate of 4.25%. Overall, they are also very good investment products."
Tao Zhiming drank a glass of wine with him first without comment, as if thinking about it.
Gao Muren looked at Fukani Lizi calmly, and she continued to turn sideways, refilling the wine for Tao Zhiming.
"Tao-kun's funds, in Onodera's wealth, have at least double the rate of return in one year." Qingtian Yongchen said with a smile, "Takagi-kun, the 4.25% interest rate, I don't know if the Ministry of Finance will raise interest rates in the next three years. Woolen cloth."
The two obviously sang together, and Takagi Renpachi immediately said: "So the bond issuance of 5000 billion yen is also to support the clubs and individuals involved in this project. Mr. Tao, if you need loans for the project on the West side, please give us priority First Quanye Bank. Lizi, you are a specialist in the financing department, please ask Tao Jun more!"
"Yes." Fukani Lizi also poured the wine herself, and raised her hands to look at Tao Zhiming, "Chairman Tao, now the bank is very flexible about large loans, interest rates and repayment methods."
Tao Zhiming asked with a smile: "How flexible?"
"The repayment time can be up to 30 years for secured loans, and up to 5 years for unsecured credit loans, and can be extended according to the situation. In terms of interest rates, the lowest is only 3.95%..."
Tao Zhiming was impressed by her skillful introduction.I don't know if it was specially prepared for tonight's event, or if it has always been such a strong professional ability.
Tao Zhiming nodded after listening, and said to Takaki Renpachi after having a drink with her: "It is indeed more flexible."
It sounds like the interest rate on the loan is lower than the coupon rate on the bond, and it seems like the deal is a surefire one.But the actual situation is not like this. It is not common for the loan interest rate to be lower than 4%, and it is the kind with a relatively long repayment period.Bonds only need to pay interest for 3 years, but loans have to pay interest for more years. For banks, how can there be a loss-making business?
This is to collect other people's money first, and then lend it to others.After the figures are calculated, the 5000 billion bonds, even if the overall net profit is only 2% in the end, it is still 100 billion yen.
It's just a financial numbers game.What's more, how could the real comprehensive net profit be so small?
Tao Zhiming knew their real intentions, and while chatting with them, he was thinking about how to operate it.
The commercial and residential complex project on the artificial island of Kobe, they call the Pearl of the Sea in Kansai, unless they can find a way to get out of it smoothly, otherwise they will be trapped in it.
However, his share of participation is not too much, and, in a flash, he has already thought of a character who can take over from him at that time.
Onouese must be very happy, after all, this is a sport played by the top circles in Kansai.
For me, the most important thing is how much extra money I can get from First Quanye Bank.
So Tao Zhiming asked directly: "Gao Musang, if I subscribe for 1000 billion yen, how much can I borrow from First Quanye Bank?"
This sentence shocked the hearts of the two men and four women present.
1000 billion yen?If you want to buy bank bonds, it must be cash.
Takagi Renpachi couldn't help but said first: "If you buy in the name of the club, you can give an optimistic evaluation based on the operating conditions of each club..."
Tao Zhiming shook his head: "In my own name."
Gao Mu Renpachi was still in shock, so he laughed and held up the wine glass and said, "Tao Jun, you really gave me a big surprise. It's amazing, this glass of wine, I want to thank Tao Jun for giving us the first Quanye Bank support!"
Tao Zhiming drank the wine with a smile, he only cared about how much he could borrow from the First Quanye Bank if he took out 1000 billion yen.
It is estimated that Takaki Renpachi knew it well.
A person like him who can easily spend 1000 billion yen to support the bank's own financing needs is a top popular person everywhere.Ogami used money from "believers" to buy Sumitomo's 30 billion yen bond, and loaned out 50 billion yen.How can someone like Tao Zhiming, who has several well-run clubs under his name, be comparable to him?
Besides, he also knew something special: First Quanye Bank was originally merged by two banks.The power struggle within their bank is exactly the prototype of the plot of "Naoki Hansawa".
Takagi Renpachi is one of the executives, so, does he have selfishness?
Sure enough, Renpachi Takagi hesitated for a moment, and asked tentatively: "Jun Tao, since you can come up with 1000 billion yen, does that mean you still have more cash that can be used?"
Tao Zhiming said cheerfully: "After the emergency economic countermeasures were announced, the investment has made some profits."
This is telling the truth.Why is the income of the money sewn on the tail lower?Because her money can be used as a backup security deposit.
And Tao Zhiming's funds at this time have broken through 30 billion from the previous 50 billion yuan in one fell swoop.
Converted into neon yen, it is not far from the unit of mega.
And after subscribing to the bank's bonds and then lending them out, it should really almost touch the threshold, right?
A man whose assets are in trillions, although the currency is neon yen.
Gao Mu Renba saw that he was clearly willing to help him, so he couldn't help asking: "Then Tao Jun, how much money can you give?"
Tao Zhiming sighed: "Gao Musang, you also know that I have a close relationship with Sumitomo's Anzhai-kun and Mitsui's Nojima-kun. It is estimated that Sumitomo and Mitsui also need to issue bonds. On their side, I also I have to leave a lot of money. Therefore, I can only take out 1200 billion yen at most for the first bank. Of course, if the loan to me can be approved as soon as possible, judging from the time difference, it may also be raised to 1500 billion yen. [-] billion yen."
Gao Mu Renpachi was excited, and immediately said: "Tomorrow! The day after tomorrow at the latest! I will give Tao Jun an accurate reply, how much loan can be granted. But Tao Jun, for such a huge loan, there are still some specific projects to be implemented. Material."
"Of course, I'm preparing some projects in Hokkaido."
"Hokkaido? On the Kansai side, isn't Tao Jun considering investing in some projects?"
"There are also Kansai. Golf courses, that's also very good!"
Takagi Renpachi was in a good mood, yelling and drinking.
The hearts of Fukaya Riko and Nagumo Chiyo both thumped.
1500 billion yen, what is that concept?
Right in this room, he lightly raised it.
None of them are fools, and it can be heard that he also left some money for the other two banks.
Just add one plus one, doesn't it mean that he can take out two or three hundred billion in cash at any time now?
The most important thing is that he is so young, he is the master of these wealth.
Although the sea breeze on Mount Liujia was cool at night, it seemed to heat up a bit after blowing into this room.
Chapter 329: Two Women with Different Styles
The drunkenness was getting stronger, and the two of them poured wine for Tao Zhiming and put vegetables on the left, but gradually they had to get closer.
Tao Zhiming was enjoying himself, but he was just curious: Are these two girls who have never met before planning to fight together today?
At the end of the meal, Takagi Renpachi stood up and said: "Tao Jun, although this is not the original place of Arima Onsen, the hot spring water is also good. Riko, Tao Jun drank a little too much, Tao Jun If you go to the hot springs, you must take care of Tao Jun’s safety! In addition, ask Tao Jun carefully about his needs for loans.”
Tao Zhiming smiled and asked, "Isn't Gao Musang together?"
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